Novopay Retailer

Novopay Retailer transforms your shop into a full-service financial hub, letting you offer banking, payments, and digital services directly to your customers from your smartphone. Join over 5 lakh retailers who are growing their business and earning up to ₹50,000 per month with this RBI-regulated platform.

Start with minimal investment—just your mobile device and a biometric scanner. The app handles core banking services, allowing you to open savings and current accounts for customers, set up fixed and recurring deposits, and provide secure financial products right from your counter. Your shop becomes a trusted neighborhood banking destination.

Convert your retail space into an ATM with Aadhaar-enabled withdrawal and deposit services (AePS) or traditional debit card MicroATM transactions. Customers can check balances, withdraw cash, or deposit funds using fingerprint or face authentication, eliminating the need to travel to a bank branch. Money transfers happen instantly across any bank in India through IMPS and NEFT, available 24/7 including bank holidays—no more waiting for holidays to pass.

Handle all utility payments and mobile recharges through a single interface. Collect electricity, water, gas, and municipal tax payments. Recharge mobile plans for all major carriers and DTH services instantly. The app also connects you to the ONDC shopping network, letting customers order fashion, electronics, groceries, and wellness products through your storefront, expanding your revenue streams.

Earn additional income by collecting EMI payments for over 40 financial partners including Tata Capital, IDFC First Bank, Bajaj Auto, and others through the Cash Management Services feature. Every transaction strengthens your position as a financial partner in your community.

Benefits are built in: industry-leading transaction success rates on all services, instant settlement so you get paid when you need it, and a dedicated support team ready to help you grow. The platform is backed by 10+ years of fintech expertise and regulated by the Reserve Bank of India, giving your customers confidence in every transaction.

Novopay Retailer removes barriers to financial inclusion while building a sustainable income stream for your business. Download the app today and start your journey toward becoming a digital financial services provider.